Ruth is a senior research analyst at Breckinridge. In her role, she performs municipal credit analysis. Ruth has over 21 years of investment industry experience. Prior to joining the firm in 2016, she was an analyst with Standard & Poor’s Ratings Services where she covered local governments for the firm’s U.S. public finance group and analyzed money market funds, local government investment pools and longer duration bond funds. Prior to S&P, Ruth worked for the Michael J. Fox Foundation. Ruth holds a B.A. in international relations from Tufts University and an MBA with a focus in finance from New York University Stern School of Business.